Friday, July 17, 2009

The Obamacare Doublecross

The Democrats in the House have prepared their version of the healthcare reform bill. It reads like a tax code without the entertaining graphics.

President Obama said there would be a public option or the choice of private insurance. In essence, we could all keep our own doctors and continue on with our current coverage if we liked it.

However, the language in House bill HR 3200, does not support that premise. It all but forces everyone into the public program. If you go to the text of the bill in section/page 16, you will find it there.

We all remember the Democrats stating that it was not correct that there would be rationing, but the provision to set up the advisory panel is spelled out quite clearly. These are the people who will decide if you get treated for an ailment or if you are merely made comfortable while nature takes its course.

Talk about an Orwellian approach to population control and playing God. I guess this will cancel out the Hippocratic oath for doctors.

Below is the text about 'private insurance'. Any readers with experience in Human Resources understands that health insurance is renegotiated each year. As currently written, this will end that. It stops any changes to premiums or coverage, effectively forcing employers into the public system.

16
1 SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT
2 COVERAGE.
3 (a) GRANDFATHERED HEALTH INSURANCE COV4
ERAGE DEFINED.—Subject to the succeeding provisions of
5 this section, for purposes of establishing acceptable cov6
erage under this division, the term ‘‘grandfathered health
7 insurance coverage’’ means individual health insurance
8 coverage that is offered and in force and effect before the
9 first day of Y1 if the following conditions are met:
10 (1) LIMITATION ON NEW ENROLLMENT.—
11 (A) IN GENERAL.—Except as provided in
12 this paragraph, the individual health insurance
13 issuer offering such coverage does not enroll
14 any individual in such coverage if the first ef15
fective date of coverage is on or after the first
16 day of Y1.
17 (B) DEPENDENT COVERAGE PER18
MITTED.—Subparagraph (A) shall not affect
19 the subsequent enrollment of a dependent of an
20 individual who is covered as of such first day.
21 (2) LIMITATION ON CHANGES IN TERMS OR
22 CONDITIONS.—Subject to paragraph (3) and except
23 as required by law, the issuer does not change any
24 of its terms or conditions, including benefits and
25 cost-sharing, from those in effect as of the day be26
fore the first day of Y1.

http://waysandmeans.house.gov/media/pdf/111/AAHCA09001xml.pdf

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